97 Trewin Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 97 Trewin Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,332 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$758,618 (Nov 2022)
Tax Bill	$7,285 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027971-2790`

Property Details

APN / Parcel Number

Primary APN	`027971-2790`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,332 sqft Living Area
Gross Area	4,007 sqft
1st Floor Area	2,801 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 TREWIN CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/1-45 SILVER LANDING LOT 279 OR5667/1448
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVER LANDING
Legal Block	1
Legal Lot Number	279
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 TREWIN CIR, SAINT AUGUSTINE, FL 32092-3377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	2022106359
Deed Book / Page	5667 / 1448
Record Updated	Jun 8, 2026

November 2022: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 21, 2022
Property Address	97 TREWIN CIR, SAINT AUGUSTINE, FL 32092-3377
Document Number	0056671448
Book / Page	5667 / 1448
Map Reference	MB 109 PG 1-45
Instrument Date	Nov 7, 2022
Instrument	2022106359
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,310.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TREWIN CIR, ST AUGUSTINE, FL 32092-3377

Mortgage

Document Number	0056671450
Date	Nov 21, 2022
Instrument	5667/1450

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,825 (+2.7%)	$613,730 (-3.31%) Land $145,000 Building $468,730
2025	$7,285.00 (+11.72%) Homeowner's exemption	$554,844 (+2.9%)	$634,762 (+11.21%) Land $125,000 Building $509,762
2024	$6,521.00 (+1.91%) Homeowner's exemption	$539,207 (+3%)	$570,795 (-4.73%) Land $105,000 Building $465,795
2023	$6,399.00 (+370.17%) Homeowner's exemption	$523,502 (+392.01%)	$599,119 (+463.08%) Land $110,000 Building $489,119
2022	$1,361.00	$106,400	$106,400 Land $106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20