97 Treetop Ave, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 97 Treetop Ave, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,295 sqft · built 1953
Lot Size	0.299 acres (13,042 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Jul 2026)
Tax Bill	$3,794 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11620 P:0063`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11620 P:0063`
Alternative APN	`116200063`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	13,042 sqft (0.299 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	116200063
Street Address	97 TREETOP AVE
City	SPRINGFIELD
State	MA
Zip	01118-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Jul 6, 2026	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 12, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 23, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 9, 2026	Quit Claim Deed, Transfer LINCHPIN CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 9, 2026 · Amount on Record
Deed Document Number	202631224
Deed Book / Page	26405 / 156
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	026244-434
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 6, 2026
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Document Number	0000031226
Book / Page	26405 / 175
Instrument Date	Jul 6, 2026
Instrument	202631226
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442

Mortgage

Document Number	0000031226,
Date	Jul 6, 2026
Book Page	26405/175
Instrument	202631226

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 6, 2026
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Document Number	0000031224
Book / Page	26405 / 156
Instrument Date	Jun 29, 2026
Instrument	202631224
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442

Mortgage

Date	Jul 6, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024756-96
Date	Oct 6, 2022
Book Page	24756/96
Instrument	59973

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Nov 1, 2046

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025141-286
Date	Sep 1, 2023
Book Page	25141/286
Instrument	41528

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2046

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025452-37
Date	Jun 12, 2024
Book Page	25452/37
Instrument	25516

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Jul 1, 2046

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025705-222
Date	Dec 23, 2024
Book Page	25705/222
Instrument	60836

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2046

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 9, 2026
Property Address	97 TREETOP AVE, SPRINGFIELD, MA 01118-2442
Document Number	026244-434
Book / Page	26244 / 434
Instrument Date	Mar 5, 2026
Instrument	9911
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 S BEDFORD ST # 125, 125, BURLINGTON, MA 01803-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009912
Date	Mar 9, 2026
Instrument	9912

Lender

Name	LINCHPIN CAPITAL LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,794.00 (-8.69%)	$245,400 (-7.4%) Land $59,200 Building $186,200	$332,906 (+24.75%)
2025	$4,155.00 (+4.14%)	$265,000 (+13.25%) Land $59,200 Building $205,800	$266,855 (-3%)
2024			$275,120
2023	$3,990.00	$234,000 Land $56,300 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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