Grenada County property record for 97 Thomas Cove Rd, Grenada, MS 38901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,074 sqft · built 2002 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 096Y 23 040.00 |
| Primary APN | 096Y 23 040.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,074 sqft Adjusted Area |
| 1st Floor Area | 2,657 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97 THOMAS COVE RD |
|---|---|
| City | GRENADA |
| State | MS |
| Zip | 38901-6844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SOUTHERN ACRES S/D 096.E-24.2-1-014 |
| Legal Range | 04 |
| Legal Township | 22 |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN ACRES |
| Legal Lot Number | 14 |
| Jurisdiction | GRENADA MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950202 |
Source: Grenada County assessment roll, APN 096Y 23 040.00, as of January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 THOMAS COVE RD, GRENADA, MS 38901-6844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRENADA MS |
| Property Address | 97 THOMAS COVE RD, GRENADA, MS 38901-6844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97 THOMAS COVE RD, GRENADA, MS 38901-6844 |
| Document Number | 2019/10125 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 2019/10125 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2049 |
Source: Grenada County assessment roll as of January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Grenada County |
| Unified School District | Grenada School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+16.03%) | $21,960 (+24.57%) Land $1,500 Building $20,460 | $219,602 (+24.57%) Land $15,000 Building $204,602 |
| 2024 | $1,865.00 | ||
| 2023 | $17,629 Land $1,500 Building $16,129 | $176,285 Land $15,000 Building $161,285 |
Source: FEMA National Flood Hazard Layer, Grenada County (28043C), as of May 24, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280439502021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2005–2014) |
| Most Recent Claim | Jul 2014 · river or lake flooding |
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 18 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Delta Electric Power Association Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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