97 Taylor Dr, Berea, KY 40403 Property Records

Madison County property record for 97 Taylor Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,008 sqft
Lot Size1.65 acres (71,874 sqft)
OwnerIndividual Name on Record
Last Sale$5,000 (Jul 2020)
Tax Bill$1,089 (2025)
Deeds & MortgagesJun 2016 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB002-0007-0013-A

Property Details

APN / Parcel Number

Primary APNB002-0007-0013-A
Alternative APNs
  • 128560
  • 91410
  • 58233

Interior

Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area71,874 sqft (1.65 acres)

Location & Zoning

Account Number58233
Street Address97 TAYLOR DR
CityBEREA
StateKY
Zip40403-1992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1A & 1B (1.65 ACRES)
Legal SubdivisionCRAIG WILLIAM
Legal Lot Number1A,1B
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2018
Census Tract11301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 TAYLOR DR, BEREA, KY 40403-1992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2016Deed of Trust, Mortgage · USDA Mortgage
USDA
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
APPACHIAN COMMUNITY FCU
Jul 29, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Prior SaleApr 17, 2006 · Amount on Record
Deed Document Number202014016961
Deed Book / Page791 / 416
Prior Transfer DateOct 12, 2011
Prior Transfer Doc00D672/414
Record UpdatedJun 8, 2026

June 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address97 TAYLOR DR, BEREA, KY 40403-1992
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1682/249
DateJun 14, 2016
Book PageM1682/249
Instrument941930
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJun 7, 2049

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address97 TAYLOR DR, BEREA, KY 40403-1992
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01756/014
DateJul 31, 2017
Book PageM01756/014
Instrument2013962328
Lender
NameAPPACHIAN COMMUNITY FCU
TypeNon-Lending Institution
Address37961
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 29, 2020
Property Address97 TAYLOR DR, BEREA, KY 40403-1992
Document NumberD00791/416
Book / PageD00791 / 416
Map ReferenceCAB 29 SL 115
Instrument DateJul 27, 2020
Instrument2014016961
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$5.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address143 E HAITI RD, 143, BEREA, KY 40403-1649

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 TAYLOR DR, BEREA, KY 40403-1992

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,089.00 (-2.77%)$115,500 (-)$115,500 (-)
2023$1,120.00$115,500$115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Taylor Dr

Nearby Streets

Search Property Records by Address or Parcel Number