Cumberland County and Raymond Town property record for 97 Swans Rd, Raymond, ME 04071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,180 sqft · built 1972 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2022) |
| Tax Bill | $4,967 (2024) |
| Deeds & Mortgages | Aug 2020 Refinance Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RYMD M:024 L:050 |
| Primary APN | RYMD M:024 L:050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 162 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | S1970R |
|---|---|
| Street Address | 97 SWANS RD |
| City | RAYMOND |
| State | ME |
| Zip | 04071-6138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LRR1 |
| Legal Lot Number | 50 |
| Jurisdiction | RAYMOND ME |
| Township / Civil Division | RAYMOND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 12001 |
97 Swans Rd is owned and occupied by an individual who bought it in January 2022.
Source: Cumberland County and Raymond Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 SWANS RD, RAYMOND, ME 04071-6138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION |
| Jan 10, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | Apr 29, 2016 |
| Deed Book / Page | 39072 / 121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAYMOND ME |
| Property Address | 97 SWANS RD, RAYMOND, ME 04071-6138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0370800166 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 37080/166 |
| Instrument | 50885 |
| Name | INFINITY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAYMOND ME |
| Recording Date | Jan 10, 2022 |
| Property Address | 97 SWANS RD, RAYMOND, ME 04071-6138 |
| Document Number | 0390720121 |
| Book / Page | 39072 / 121 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 1574 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 MELLEN ST APT 1L, 1L, PORTLAND, ME 04101-2145 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001575 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 1575 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cumberland County and Raymond Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Raymond Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $4,967.00 (+8.17%) | $288,800 (-) Land $162,800 Building $126,000 |
| 2023 | $4,592.00 (+6%) | $288,800 (-) Land $162,800 Building $126,000 |
| 2022 | $4,332.00 | $288,800 Land $162,800 Building $126,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 97 Swans Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Swans Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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