97 SW Otter Run Pl, Stuart, FL 34997 Property Records

Martin County property record for 97 SW Otter Run Pl, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,246 sqft · built 2012
Lot Size	0.143 acres (6,242 sqft)
Owner	2 Trust Names on File
Last Sale	$355,000 (May 2022)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Apr 2023 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-007-000-0016.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-007-000-0016.0-0-0000`
Alternative APNs	`41-38-41-007-000-00160-0` `428379`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,246 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,242 sqft (0.143 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	428379
Street Address	97 SW OTTER RUN PL
City	STUART
State	FL
Zip	34997-3043
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 16 PH 2 WHITEMARSH RESERVE PUD (PB 16 PG 38)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	WHITEMARSH RESERVE
Legal Block	2
Legal Lot Number	16
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1103

Owner

97 SW Otter Run Pl, a townhouse, is owner-occupied and held in a trust since March 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	97 SW OTTER RUN PL, STUART, FL 34997-3043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Warranty Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20222957691
Deed Book / Page	3310 / 869
Last Transfer Date	Mar 30, 2023
Transfer Doc	0033671572
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Apr 4, 2023
Property Address	97 SW OTTER RUN PL, STUART, FL 34997-3043
Document Number	0033671572
Book / Page	3367 / 1572
Map Reference	MB 16 PG 38
Instrument Date	Mar 30, 2023
Instrument	3009567
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 SW OTTER RUN PL, STUART, FL 34997-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	97 SW OTTER RUN PL, STUART, FL 34997-3043

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 2, 2022
Property Address	97 SW OTTER RUN PL, STUART, FL 34997-3043
Document Number	0033100869
Book / Page	3310 / 869
Map Reference	MB 16 PG 38
Instrument Date	Apr 25, 2022
Instrument	2957691
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 SW OTTER RUN PL, 97, STUART, FL 34997-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SW OTTER RUN PL, STUART, FL 34997-3043

Mortgage

Document Number	0003310872
Date	May 2, 2022
Instrument	3310/872

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 3, 2020
Property Address	97 SW OTTER RUN PL, STUART, FL 34997-3043
Document Number	0031471428
Book / Page	003147 / 001428
Instrument Date	Jul 31, 2020
Instrument	2829249
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 SW OTTER RUN PL STUART FL 349973043, STUART, FL 34997-3043

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 2, 2018
Property Address	97 SW OTTER RUN PL, STUART, FL 34997-3043
Document Number	0029832094
Book / Page	002983 / 002094
Instrument Date	Mar 28, 2018
Instrument	2686578
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	COUNSELORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SW OTTER RUN PL STUART FL 349973043, STUART, FL 34997-3043

Mortgage

Document Number	29832097
Date	Apr 2, 2018
Book Page	002983/002097
Instrument	2686579

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 97 SW Otter Run Pl was $1,309 with exemptions applied, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-0.76%) Homeowner's exemption Widower's exemption	$130,166	$284,350 Land $100,000 Building $184,350
2024	$1,319.00 (+2.97%)
2023	$1,281.00 (-43.57%) Additional exemption filed	$122,814 (-30.68%)	$275,340 (+25.13%) Land $95,000 Building $180,340
2022	$2,270.00 Homeowner's exemption	$177,157	$220,050 Land $55,000 Building $165,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 SW Otter Run Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 SW Otter Run Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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