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97 Surf Ave, Warwick, RI 02889 Property Records

Warwick City property record for 97 Surf Ave, Warwick, RI 02889 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,365 sqft Living Area
Lot Size8,250 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$332,500 (2019)
Tax Bill$6,050.00 (2025)

Property Details

APN / Parcel Number

Primary APN38002840000
Alternative APNs
  • WARW M:380 B:0284 L:0000
  • 107239

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,365 sqft Living Area
Gross Area4,111 sqft Gross Area
1st Floor984 sqft 1st Floor
Attic Area936 sqft Attic
Attic1 Attic
Basement Area960 sqft Basement
Unfinished Basement960 sqft Unfinished
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 2003
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,250 sqft (0.189 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number107239
Street Address97 SURF AVE
CityWARWICK
StateRI
Zip02889-6128
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block284
JurisdictionWARWICK RI
Minor Civil DivisionWARWICK
Census Blockgroup2
Census Block2024
Census Tract21502

Owner

Source: Warwick City records · APN 38002840000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 SURF AVE, WARWICK, RI 02889-6128
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 09, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 24, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 29, 2019Warranty Deed, Transfer
NFM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleJun 06, 2016 · Amount on Record
Deed Doc Number201910274
Deed Book / Page9318 / 99
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateJun 02, 2026
Property Address97 SURF AVE, WARWICK, RI 02889-6128
Document Number010904-154
Book / Page10904 / 154
Instrument DateApr 28, 2026
Instrument20266335
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SURF AVE, WARWICK, RI 02889-6128

Mortgage

Document Number0000006335,
DateJun 02, 2026
Book Page10904/154
Instrument20266335
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term277 Months
DueJul 01, 2049
Interest
Rate6.46%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address97 SURF AVE, WARWICK, RI 02889-6128
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010475-63
DateApr 09, 2024
Book Page10475/63
Instrument3273
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueMay 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address97 SURF AVE, WARWICK, RI 02889-6128
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9587-275
DateAug 24, 2020
Book Page9587/275
Instrument11981
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueSep 01, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 29, 2019
Property Address97 SURF AVE, WARWICK, RI 02889-6128
Document Number9318-99
Book / Page009318 / 000099
Instrument DateJul 29, 2019
Instrument10274
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$332.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SURF AVE WARWICK RI 028896128, WARWICK, RI 02889-6128

Mortgage

Document Number9318-102
DateJul 29, 2019
Book Page009318/000102
Instrument10275
Lender
NameNFM
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,050.00 (+9.03%)$476,400 (+24.22%) Land $186,900 Building $289,500
2024$5,549.00 (+1.97%)$383,500 (-) Land $162,500 Building $221,000$419,805
2023$5,442.00 (+5.96%)$383,500 (+39.86%) Land $162,500 Building $221,000
2022$5,136.00$274,200 Land $102,800 Building $171,400

Flood & Wildfire

97 Surf Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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