97 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 97 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 2008
Lot Size	0.997 acres (43,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2009)
Tax Bill	$6,405 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2020 Line of Credit
APN	`BELC M:254 L:59.06`

Property Details

APN / Parcel Number

Primary APN	`BELC M:254 L:59.06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,456 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,412 sqft (0.997 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	97 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAMILY WOODLOT LLC SURV
Legal Lot Number	59.06
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2009 · Amount on Record
Deed Sale	Feb 6, 2009 · Amount on Record
Deed Document Number	20092111
Deed Book / Page	9698 / 339
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	97 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014900-205
Date	Jul 5, 2023
Book Page	14900/205
Instrument	9874

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	97 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	13696-154
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SUMMIT ST BELCHERTOWN MA 010079174, BELCHERTOWN, MA 01007-9174

Mortgage

Document Number	13696-154
Date	Jul 15, 2020
Book Page	013696/000154
Instrument	13478

Lender

Name	FIGURE LNDG LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 14, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,405.00 (+3.21%)	$441,400 (+8.96%) Land $74,400 Building $367,000	$413,535 (+9.15%)
2024	$6,206.00 (+5.51%)	$405,100 (+12.4%) Land $67,500 Building $337,600	$378,860
2023	$5,882.00	$360,400 Land $61,800 Building $298,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit St

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