Bergen County and Waldwick Borough property record for 97 Summit Ave, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1954 |
| Square Footage | 1,414 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $12,131.00 (2025) |
| Primary APN | 64-00010-0000-00023 |
|---|---|
| Alternative APN |
|
| Building Area | 1,414 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame Construction |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Street Address | 97 SUMMIT AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X140 3 LT |
| Legal Block | 10 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00010-0000-00023
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 SUMMIT AVE, WALDWICK, NJ 07463-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Apr 04, 2018 | Deed of Trust, Mortgage · Line of Credit LAKELAND BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 SUMMIT AVE, WALDWICK, NJ 07463-1917 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049660813 |
|---|---|
| Date | Apr 05, 2023 |
| Book Page | 4966/813 |
| Instrument | 2023023490 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 30, 2043 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 SUMMIT AVE, WALDWICK, NJ 07463-1917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0045500844 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 4550/844 |
| Instrument | 2022010136 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 SUMMIT AVE, WALDWICK, NJ 07463-1917 |
| Document Number | 0029230001 |
| Instrument Date | Apr 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 97 SUMMIT AVE WALDWICK NJ 074631917, WALDWICK, NJ 07463-1917 |
| Document Number | 0029230001 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 002923/000001 |
| Instrument | 28907 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,600 (-) Land $305,100 Building $223,500 | $528,600 (-) Land $305,100 Building $223,500 | |
| 2025 | $12,131.00 (+3.66%) | $528,600 (+31.66%) Land $305,100 Building $223,500 | $528,600 (+31.66%) Land $305,100 Building $223,500 |
| 2024 | $11,703.00 (+2.35%) | ||
| 2023 | $401,500 Land $247,300 Building $154,200 | $401,500 Land $247,300 Building $154,200 | |
| 2022 | $11,434.00 |
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