Berks County property record for 97 Summit Ave, Reading, PA 19607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1969 |
| Square Footage | 884 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $226,500 (2025) |
| Tax Bill | $1,565.00 (2026) |
| Primary APN | 5306-17-00-6831 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 884 sqft Living Area |
| 1st Floor | 884 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 39455506 |
|---|---|
| Street Address | 97 SUMMIT AVE |
| City | READING |
| State | PA |
| Zip | 19607-1515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CLOVER PARK |
| Legal Lot Number | 48-52 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | CUMRU |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 11601 |
Source: Berks County records · APN 5306-17-00-6831
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 SUMMIT AVE, READING, PA 19607-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 18, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 02, 2018 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST COMMONWEALTH FEDERAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Nov 30, 1999 · Amount on Record |
| Deed Doc Number | 202518238 |
| Prior Transfer Date | Feb 26, 2018 |
| Prior Transfer Doc | 0000007180 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 14, 2026 |
| Property Address | 97 SUMMIT AVE, READING, PA 19607-1515 |
| Document Number | 0000011091 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 202611091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 97 SUMMIT AVE, READING, PA 19607-1515 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011091, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202611091 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 18, 2025 |
| Property Address | 97 SUMMIT AVE, READING, PA 19607-1515 |
| Document Number | 0000018238 |
| Map Reference | VOL 4 PG 31 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025018238 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 SUMMIT AVE, READING, PA 19607-1515 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018239 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 2025018239 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 02, 2018 |
| Property Address | 97 SUMMIT AVE, SHILLINGTON, PA 19607-1515 |
| Document Number | 0000007180 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018007180 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 SUMMIT AVE, SHILLINGTON, PA 19607-1515 |
| Document Number | 0000007181 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 2018007181 |
| Name | FIRST COMMONWEALTH FEDERAL CU |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,565.00 (+11.31%) | $78,800 (-) Land $30,300 Building $48,500 | $30,300 (-) Land $30,300 |
| 2025 | $1,406.00 (+12.21%) Homeowner's exemption | $78,800 (-) Land $30,300 Building $48,500 | $30,300 (-61.55%) Land $30,300 |
| 2024 | $1,253.00 | $78,800 Land $30,300 Building $48,500 | |
| 1994 | $78,800 Land $30,300 Building $48,500 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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