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97 Summit Ave, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 97 Summit Ave, Fords, NJ 08863

Property Summary

Property TypeSingle Family Home
Details720 sqft · built 1945
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (May 2020)
Tax Bill$7,385 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-00139-08-00103-02

Property Details

APN / Parcel Number

Primary APN25-00139-08-00103-02
Alternative APNs
  • 25001390008001030002
  • 2683

Interior

Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached

Location & Zoning

Account Number2683
Street Address97 SUMMIT AVE
CityFORDS
StateNJ
Zip08863-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description50.0X150.0
Legal Block139.8
Legal Lot Number103.2
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group1
Census Block1012
Census Tract3201

Owner

Source: Middlesex County and Woodbridge Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address97 SUMMIT AVE, FORDS, NJ 08863-1719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Document Number202042120
Deed Book / Page17875 / 31
Record UpdatedOct 29, 2026

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMay 14, 2020
Property Address97 SUMMIT AVE, FORDS, NJ 08863-1719
Document Number0000042120
Book / Page17875 / 31
Instrument DateMay 11, 2020
Instrument2020042120
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyRIVER EDGE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 LACKLAND AVE, 147, PISCATAWAY, NJ 08854-6621

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SUMMIT AVEVNUE, FORDS, NJ 08863-1719

Mortgage

Document Number0000042121
DateMay 14, 2020
Instrument2020042121
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,500 (-) Land $21,700 Building $34,800$56,500 (-) Land $21,700 Building $34,800
2025$7,385.00 (+3.52%)$56,500 (-) Land $21,700 Building $34,800$56,500 (-) Land $21,700 Building $34,800
2024$7,134.00 (+5.86%)
2023$56,500 Land $21,700 Building $34,800$56,500 Land $21,700 Building $34,800
2022$6,739.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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