Stearns County property record for 97 State St, Elrosa, MN 56325
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 1,840 sqft · built 1939 |
| Lot Size | 0.182 acres (7,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Aug 2004) |
| Tax Bill | $452 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-31304-0000 |
| Primary APN | 52-31304-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,914 sqft (0.182 acres) |
| Lot Dimensions | 72 ft deep x 117 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Space Heater |
|---|
| Street Address | 97 STATE ST |
|---|---|
| City | ELROSA |
| State | MN |
| Zip | 56325-5300 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | PT OF BLOCK 1, PT OF VAC ALLEY & PT OF SE4NE4 OF SEC 9 DAF: COMM AT SE COR OF SE4NE4 - N ALG E LN OF SE4NE4 201.65' TO SE COR |
| Legal Range | 34W |
| Legal Township | 124 |
| Legal Section | 09 |
| Legal Subdivision | TOWNSITE OF ELROSA |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ELROSA |
| Census Block Group | 2 |
| Census Block | 2159 |
| Census Tract | 10900 |
97 State St, a commercial property, is owned by an individual who bought it in August 2004.
Source: Stearns County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1, ELROSA, MN 56325-0001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2004 · Amount on File |
| Deed Sale | Aug 13, 2004 · Amount on File |
| Prior Sale | Dec 20, 1991 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 97 State St was $452.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Elrosa City |
| Unified School District | Belgrade-Brooten-Elrosa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452.00 | $37,900 (+5.28%) Land $9,600 Building $28,300 | $37,900 (+5.28%) Land $9,600 Building $28,300 |
| 2025 | $36,000 Land $9,100 Building $26,900 | $36,000 Land $9,100 Building $26,900 | |
| 2023 | $466.00 | $33,900 Land $9,100 Building $24,800 | $33,900 Land $9,100 Building $24,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 97 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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