97 Sixty Oaks Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 97 Sixty Oaks Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,573 sqft · built 2020
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322-01-00-019-SJT`

Property Details

APN / Parcel Number

Primary APN	`322-01-00-019-SJT`
Alternative APN	`46771`

Interior

Stories	1 Story
Building Area	3,573 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	46771
Street Address	97 SIXTY OAKS LN
City	ELGIN
State	SC
Zip	29045-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR HAVEN SUBDIV LOT 19
Legal Subdivision	FAIR HAVEN SUBDIV
Legal Lot Number	19
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	970907

Owner

97 Sixty Oaks Ln is owned and occupied by an individual who acquired it in August 2020.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	97 SIXTY OAKS LN, ELGIN, SC 29045-9315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2020
Transfer Doc	0000007508
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 20, 2020
Property Address	97 SIXTY OAKS LN, ELGIN, SC 29045-9315
Document Number	0000007508
Book / Page	004294 / 000148
Instrument Date	Aug 14, 2020
Instrument	7508
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SIXTY OAKS LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	7509
Date	Aug 20, 2020
Book Page	004284/000149
Instrument	7509

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 97 Sixty Oaks Ln was $2,497.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00	$373,900 Land $45,000 Building $328,900	$373,900
2023	$953.00	$374,400 Land $45,000 Building $329,400	$374,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Sixty Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Sixty Oaks Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20