Catoosa County property record for 97 Silver Spur Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,264 sqft · built 2022 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,170 (2025) |
| Deeds & Mortgages | Jul 2025 Transfer Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0021L033 |
| Primary APN | 0021L033 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,264 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 1,201 sqft |
| Porch | Patio |
| Porch Area | 102 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30164 |
|---|---|
| Street Address | 97 SILVER SPUR RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 33 BRIDLEWOOD SUB |
| Legal Subdivision | BRIDLEWOOD SUB |
| Legal Lot Number | 33 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 30402 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 25, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES |
| Sep 15, 2022 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES |
| Dec 29, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST VOLUNTEER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 |
| Deed Sale | Jul 25, 2025 |
| Prior Sale | Jun 2, 2025 · Amount on Record |
| Deed Book / Page | 2397 / 487 |
| Prior Transfer Date | Jul 23, 2025 |
| Prior Transfer Doc | 0023970487 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 25, 2025 |
| Property Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Document Number | 0023970487 |
| Book / Page | 2397 / 487 |
| Instrument Date | Jul 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0022440000000162 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 0000002244/0000000162 |
| Instrument | 007811 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 15, 2022 |
| Property Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Document Number | 0022440160 |
| Book / Page | 2244 / 160 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-002225 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Document Number | 0000007811 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 007811 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Dec 29, 2021 |
| Property Address | 97 SILVER SPUR RD, RINGGOLD, GA 30736-1139 |
| Document Number | 0021950603 |
| Book / Page | 2195 / 603 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022-000031 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 BRECKINRIDGE DR, CHICKAMAUGA, GA 30707-3300 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000200 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 000200 |
| Name | FIRST VOLUNTEER BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2023 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,170.00 (+2.36%) | $219,628 (+14.97%) Land $24,000 Building $195,628 | $549,071 (+14.97%) Land $60,000 Building $489,071 |
| 2024 | $4,074.00 (+3.24%) | $191,033 (+8.38%) Land $24,000 Building $167,033 | $477,582 (+8.38%) Land $60,000 Building $417,582 |
| 2023 | $3,946.00 (+634.82%) | $176,262 Land $24,000 Building $152,262 | $440,655 Land $60,000 Building $380,655 |
| 2022 | $537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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