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97 Shenandoah Ter, Black Mountain, NC 28711 Property Records

Buncombe County property record for 97 Shenandoah Ter, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,283 sqft · built 1992
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$795,000 (Mar 2025)
Tax Bill$4,949 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0710-63-5796-00000

Property Details

APN / Parcel Number

Primary APN0710-63-5796-00000
Alternative APN
  • 071015635730000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,283 sqft Living Area
Gross Area4,144 sqft
1st Floor Area2,352 sqft
Basement Area1,820 sqft
Finished Basement1,072 sqft
Unfinished Basement748 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.369 acres)
Garage TypeCarport
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area240 sqft
Deck Area417 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number071015635730000
Street Address97 SHENANDOAH TER
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:06/05/2020 DEED
Legal DescriptionDEED DATE:06/05/2020 DEED:5906-0960 SUBDIV:MOUNTAIN RETREAT LOT:1410 PLAT:0208-0049
Legal SubdivisionMOUNTAIN RETREAT
Legal Lot Number1410
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1002
Census Tract3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address105 WATER VIEW DR, COLUMBIA, SC 29212-2413
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BEVERLY-HANKS MORTGAGE SERVICES INC
Jun 5, 2020Warranty Deed, Transfer · Conventional Mortgage
BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number0006474574
Deed Book / Page6474 / 574
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address97 SHENANDOAH TER, BLACK MOUNTAIN, NC 28711
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061321041
DateOct 12, 2021
Book Page6132/1041
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
AddressASHEVILLE, NC 28803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJun 5, 2020
Property Address97 SHENANDOAH TER, BLACK MOUNTAIN, NC 28711
Document Number0059060960
Book / Page5906 / 960
Map ReferenceMB 48 PG 57
Instrument DateMay 28, 2020
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$862.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 TABERNACLE RD, 200, BLACK MOUNTAIN, NC 28711-7733

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1261, MONTREAT, NC 28757-1261

Mortgage

Document Number5906963
DateJun 5, 2020
Instrument5906/963
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityMontreat Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 (+5.1%)$456,800 (+0.37%)
2023$4,709.00$455,100$455,100 (-0.37%) Land $103,200 Building $351,900
2021$456,800 Land $103,200 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTREAT WATER SYSTEM
serves 798 people · EPA ID NC0111484
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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