97 Shadow Ridge Rd, Searcy, AR 72143 Property Records

White County property record for 97 Shadow Ridge Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,972 sqft · built 2022
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-00172-405`

Property Details

APN / Parcel Number

Primary APN	`002-00172-405`
Alternative APN	`138915`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,972 sqft Living Area
Gross Area	5,396 sqft
1st Floor Area	3,972 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	221,285 sqft (5.08 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Porch	Porch
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	138915
Street Address	97 SHADOW RIDGE RD
City	SEARCY
State	AR
Zip	72143-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5, 6, 7 & 8
Legal Range	08
Legal Township	08
Legal Section	20
Legal Subdivision	CREEKSIDE AT SHADOW RIDGE S/D
Legal Lot Number	5
Jurisdiction	WHITE AR
Township / Civil Division	DES ARC
Census Block Group	3
Census Block	3023
Census Tract	70300

Owner

97 Shadow Ridge Rd is owned and occupied by two individuals.

Source: White County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Jul 10, 2020	Warranty Deed, Transfer · Seller Carry-Back JAMES W CARR ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128

Mortgage

Document Number	MTG2024/6065
Date	Mar 21, 2024
Book Page	MTG 2024/6065
Instrument	L202403283

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2022/5776
Date	Feb 28, 2022
Book Page	MTG 2022/5776
Instrument	L202203052

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RAILROAD LN, SEARCY, AR 72143-8947

Mortgage

Document Number	MTG2021/4180
Date	Feb 22, 2021
Book Page	MTG 2021/4180

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 11, 2022

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 10, 2020
Property Address	97 SHADOW RIDGE RD, SEARCY, AR 72143-7128
Document Number	DEED2020/9160
Book / Page	DEED 2020 / 9160
Map Reference	CAB C-1 SLV 67
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 RIVER RIDGE RD, SEARCY, AR 72143-7751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAMBERT CIR, SEARCY, AR 72143-5007

Mortgage

Document Number	MTG202017400
Date	Jul 10, 2020
Instrument	MTG 2020/17400

Lender

Name	JAMES W CARR ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 97 Shadow Ridge Rd was $3,056 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 Homeowner's exemption	$76,802 Land $5,580 Building $71,222	$384,010 Land $27,900 Building $356,110
2023	$2,974.00	$74,730 Land $3,720 Building $71,010	$384,010 Land $27,900 Building $356,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Shadow Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Shadow Ridge Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 92% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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