97 Second St, South Shore, KY 41175 Property Records

Greenup County property record for 97 Second St, South Shore, KY 41175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2023)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-20-01-030.00`

Property Details

APN / Parcel Number

Primary APN	`100-20-01-030.00`
Alternative APNs	`49715` `3158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	96 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	49715
Street Address	97 SECOND ST
City	SOUTH SHORE
State	KY
Zip	41175-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEN JOHNSON ADD PT LT 78 & 79
Legal Subdivision	BEN JOHNSON
Legal Lot Number	78-79 79
Jurisdiction	GREENUP KY
Township / Civil Division	GREENUP
Census Block Group	1
Census Block	1057
Census Tract	40501

Owner

97 Second St is owned and occupied by an individual who bought it in May 2023.

Source: Greenup County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	97 SECOND ST, SOUTH SHORE, KY 41175-7857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Deed Document Number	612544
Deed Book / Page	D666 / 453
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	May 5, 2023
Property Address	97 SECOND ST, SOUTH SHORE, KY 41175-7857
Document Number	0000612544
Book / Page	D666 / 453
Map Reference	PB 2 PG 126
Instrument Date	Apr 28, 2023
Instrument	612544
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 NICKEL RD, SOUTH SHORE, KY 41175-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SECOND ST, SOUTH SHORE, KY 41175-7857

Mortgage

Document Number	0000612545
Date	May 5, 2023
Book Page	M1044/545
Instrument	612545

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 97 Second St was $1,874.

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00	$110,000 Land $16,000 Building $94,000	$110,000 Land $16,000 Building $94,000
2023		$110,000 Land $16,000 Building $94,000	$110,000 Land $16,000 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Second St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1997–2015)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2015 · Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Second St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOUTH SHORE WATER WORKS private · serves 6,798 people · EPA ID KY0450410
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000