97 School St, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 97 School St, Victor, NY 14564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1950
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Feb 2021)
Tax Bill	$4,992 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Sale & Mortgage
APN	`324801 28.05-1-17.000`

Property Details

APN / Parcel Number

Primary APN	`324801 28.05-1-17.000`
Alternative APN	`48010280050001017000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	167 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	97 SCHOOL ST
City	VICTOR
State	NY
Zip	14564-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	949/746 0.5 ACRE
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	1
Census Block	1004
Census Tract	50105

Owner

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 SCHOOL ST, VICTOR, NY 14564-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Feb 9, 2021	Warranty Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Jul 2, 1996 · Amount on Record
Deed Document Number	202158
Deed Book / Page	1466 / 699
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Recording Date	Aug 31, 2026
Property Address	97 SCHOOL ST, VICTOR, NY 14564-1129
Document Number	0012324816
Book / Page	3388 / 69
Instrument Date	Aug 13, 2026
Instrument	202612324816
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SCHOOL ST, VICTOR, NY 14564-1129

Mortgage

Document Number	0012324816,
Date	Aug 31, 2026
Book Page	3388/69
Instrument	202612324816

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Feb 9, 2021
Property Address	97 SCHOOL ST, VICTOR, NY 14564-1129
Document Number	001466/699
Book / Page	1466 / 699
Instrument Date	Feb 8, 2021
Instrument	202102090058
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102090059
Date	Feb 9, 2021
Instrument	202102090059

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Municipality	Victor Village
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,992.00 (+0.44%)
2025	$4,970.00	$143,000 (-) Land $37,000 Building $106,000	$213,400 (+17.9%) Land $55,215 Building $158,185
2023		$143,000 Land $37,000 Building $106,000	$181,000 Land $46,832 Building $134,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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