97 Saunders Ln, Acton, ME 04001 Property Records

York County and Acton Town property record for 97 Saunders Ln, Acton, ME 04001

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 2008
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$133,800 (Sep 2021)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:256 L:019=001`

Property Details

APN / Parcel Number

Primary APN	`M:256 L:019=001`
Alternative APNs	`ACTN M:256 L:019-001` `8844`

Interior

Stories	2 Stories
Building Area	768 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	8844
Street Address	97 SAUNDERS LN
City	ACTON
State	ME
Zip	04001-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	19-1
Jurisdiction	ACTON ME
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2017
Census Tract	23501

Owner

97 Saunders Ln is owned and occupied by two individuals who bought it in September 2021.

Source: York County and Acton Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 SAUNDERS LN, ACTON, ME 04001-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Sep 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Deed Document Number	202157136
Deed Book / Page	18819 / 266
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0188190266
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON ME
Property Address	97 SAUNDERS LN, ACTON, ME 04001-4231
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197830095
Date	Nov 10, 2025
Book Page	19783/95
Instrument	2025041043

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON ME
Property Address	97 SAUNDERS LN, ACTON, ME 04001-4231
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192190111
Date	Apr 6, 2023
Book Page	19219/111
Instrument	2023008967

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON ME
Recording Date	Sep 29, 2021
Property Address	97 SAUNDERS LN, ACTON, ME 04001-4231
Document Number	0188190266
Book / Page	18819 / 266
Instrument Date	Jan 8, 2021
Instrument	2021057136
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 SAUNDERS LN, ACTON, ME 04001-4231

Mortgage

Document Number	2021057137
Date	Sep 29, 2021
Instrument	2021057137

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 97 Saunders Ln was $1,947, up 2% from the year before.

Source: York County and Acton Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Acton Town
Unified School District	Acton (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+1.99%)	$270,064 (-) Land $76,000 Building $194,064
2024	$1,909.00 (+9.59%)	$270,064 (-) Land $76,000 Building $194,064
2023	$1,742.00 (-25.11%)	$270,064 (+38.76%) Land $76,000 Building $194,064	$401,280
2022	$2,326.00	$194,628 Land $46,313 Building $148,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Saunders Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Saunders Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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