97 Sarasota St, Miramar Beach, FL 32550 Property Records

Walton County property record for 97 Sarasota St, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,731 sqft · built 2002
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$960,000 (Jul 2023)
Tax Bill$7,532 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-2S-21-42040-00D-0100

Property Details

APN / Parcel Number

Primary APN32-2S-21-42040-00D-0100
Alternative APNs
  • 32-221-42040-00D-0100
  • 1071730

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,731 sqft Living Area
Gross Area1,971 sqft
1st Floor Area1,203 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFinished Screened Porch
Porch Area240 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97 SARASOTA ST
CityMIRAMAR BEACH
StateFL
Zip32550-4689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 10 BLK D FRANGISTA BEACH 1ST ADDITION PB 2-55 OR 72-367 OR 2342-682 &-684 OR 2509-466 OR 2796-2027 OR 3296-4479
Legal Range021
Legal Township02S
Legal Section32
Legal SubdivisionFRANGISTA BEACH 1ST ADDITION
Legal BlockD
Legal Lot Number10
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1041
Census Tract950609

Owner

97 Sarasota St is owned by two individuals who bought it in July 2023.

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14000 WALSH AVE, ALEDO, TX 76008-1635
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2023 · Amount on File
Deed SaleJul 26, 2023 · Amount on File
Prior SaleJul 2, 2008 · Amount on File
Deed Document Number202326562
Deed Book / Page3296 / 4479
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 26, 2023
Property Address97 SARASOTA ST, MIRAMAR BEACH, FL 32550-4689
Document Number0032964479
Book / Page3296 / 4479
Map ReferenceMB 2 PG 55
Instrument DateJul 24, 2023
Instrument20230026562
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 SARASOTA ST, MIRAMAR BEACH, FL 32550-4689

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 WALLIS RD, ALEDO, TX 76008-3888

Mortgage

Document Number0032964481
DateJul 26, 2023
Instrument3296/4481
Lender
NameGREENBOX LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 97 Sarasota St was $7,532, down 1.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,532.00 (-1.45%)$833,624 Land $577,500 Building $256,124$833,624 Land $577,500 Building $256,124
2024$7,643.00 (+4.83%)
2023$7,291.00 (+9.34%)$1,027,354 (+13.04%) Land $687,500 Building $339,854$1,027,354 (+13.04%) Land $687,500 Building $339,854
2022$6,668.00$908,852 Land $532,800 Building $376,052$908,852 Land $532,800 Building $376,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Sarasota St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Sarasota St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Wildstar Networks.

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