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  5. Sandyhook Rd

97 Sandyhook Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 97 Sandyhook Rd, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 1993
Lot Size0.217 acres (9,464 sqft)
Owner2 Individual Names on File
Last Sale$204,000 (Aug 2015)
Tax Bill$2,735 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-071634

Property Details

APN / Parcel Number

Primary APN03-071634
Alternative APN
  • 071634

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,464 sqft (0.217 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area384 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number071634
Street Address97 SANDYHOOK RD
CityBERLIN
StateMD
Zip21811-1859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B O2 121 9464 SQ FT SANDYHOOK RD PLAT OCEAN PINES SEC 2
Legal SubdivisionOCEAN PINES SEC 02
Legal Lot Number121,B
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group2
Census Block2019
Census Tract950700

Owner

Source: Worcester County records · APN 03-071634

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 SANDYHOOK RD, BERLIN, MD 21811-1859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Jun 13, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Jun 08, 2018Loan Modification, Mortgage · Conventional with PMI
PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2015 · Amount on Record
Deed SaleAug 07, 2015 · Amount on Record
Prior SaleAug 07, 2015 · Amount on Record
Deed Book / Page6613 / 263
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address97 SANDYHOOK RD, OCEAN PINES, MD 21811-1859
Transaction TypeMortgage
Record UpdatedMar 18, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SANDYHOOK RD, OCEAN PINES, MD 21811-1859

Mortgage

Document Number0087020257
DateJan 30, 2024
Book Page8702/257
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueJun 01, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address97 SANDYHOOK RD, OCEAN PINES, MD 21811-1859
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SANDYHOOK RD, BERLIN, MD 21811-1859

Mortgage

Document Number0084030368
DateJun 13, 2022
Book Page8403/368
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWORCESTER MD
Property Address97 SANDYHOOK RD, OCEAN PINES, MD 21811-1859
Document Number0072490431
Instrument DateJun 08, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SANDYHOOK RD BERLIN MD 218111859, BERLIN, MD 21811-1859

Mortgage

Document Number0072490431
DateJul 12, 2018
Book Page007249/000431
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$328,000 (+35.43%)$359,700 (+35.94%) Land $93,300 Building $266,400
2025$2,735.00 (+18.04%)
2023$2,317.00$242,200$264,600 Land $82,000 Building $182,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Nearby Flood Policies60 in force
Nearby Flood Claims26 (1985–2015)
Claims Outside the SFHA15 of 26
Most Recent ClaimOct 2015, tidal / storm surge
Claims By Storm
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 9% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable2,000 / 1,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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