97 Sand Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 97 Sand Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 810 sqft · built 1930
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$161,300 (Sep 2020)
Tax Bill	$1,799 (2024)
Deeds & Mortgages	Nov 2020 Refinance Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R08 L:0004`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R08 L:0004`
Alternative APN	`666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	810 sqft Total Area
1st Floor Area	1,129 sqft
Basement Area	1,129 sqft
Unfinished Basement	1,129 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	666
Street Address	97 SAND RD
City	NAPLES
State	ME
Zip	04055-5215
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Lot Number	4
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2040
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 SAND RD, NAPLES, ME 04055-5215
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Sep 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Oct 20, 2017	Warranty Deed, Transfer CPORT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202055921
Deed Book / Page	37153 / 300
Transfer Doc	31429-0066
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	97 SAND RD, NAPLES, ME 04055-5215
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374430053
Date	Nov 17, 2020
Book Page	37443/53
Instrument	74367

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 9, 2020
Property Address	97 SAND RD, NAPLES, ME 04055-5215
Document Number	0371530300
Book / Page	37153 / 300
Instrument Date	Sep 3, 2020
Instrument	55921
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SAND RD, NAPLES, ME 04055-5215

Mortgage

Document Number	0000055922
Date	Sep 9, 2020
Instrument	55922

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Oct 20, 2017
Property Address	97 SAND RD, NAPLES, ME 04055-5215
Document Number	0344000020
Book / Page	034400 / 000020
Instrument Date	Oct 19, 2017
Instrument	53630
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	393 BEECH PLAIN RD BUXTON ME 040936358, BUXTON, ME 04093-6358

Mortgage

Document Number	344000022
Date	Oct 20, 2017
Book Page	034400/000022
Instrument	53631

Lender

Name	CPORT CU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$193,491 (-) Land $55,502 Building $137,989
2024	$1,799.00 (+1.64%)
2023	$1,770.00 (+10.9%)	$193,491 (-) Land $55,502 Building $137,989
2022	$1,596.00	$193,491 Land $55,502 Building $137,989

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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