97 S State Rd, Briarcliff Manor, NY 10510 Property Records

Westchester County and Ossining Town property record for 97 S State Rd, Briarcliff Manor, NY 10510

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,586 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (May 2022)
Tax Bill	$28,867 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554201 98.19-2-28.1`

Property Details

APN / Parcel Number

Primary APN	`554201 98.19-2-28.1`
Alternative APN	`55420100423 017 015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	392 sqft
Finished Basement	392 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	105 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	97 S STATE RD
City	BRIARCLIFF MANOR
State	NY
Zip	10510-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	28.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1028
Census Tract	13202

Owner

97 S State Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 S STATE RD, BRIARCLIFF MANOR, NY 10510-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	2022621233074
Record Updated	Oct 29, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 10, 2022
Property Address	97 S STATE RD, BRIARCLIFF MANOR, NY 10510-2211
Document Number	0621233074
Map Reference	VOL 50 PG 59
Instrument Date	May 6, 2022
Instrument	621233074
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 S STATE RD, 97, BRIARCLIFF MANOR, NY 10510-2211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 S STATE RD, BRIARCLIFF MANOR, NY 10510-2211

Mortgage

Document Number	0621303272
Date	May 10, 2022
Instrument	621303272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 97 S State Rd was $28,867, up 33.8% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Briarcliff Manor Village
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Briarcliff Manor Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,867.00 (+33.82%)
2025	$21,572.00	$1,021,300 (-0.39%) Land $444,000 Building $577,300	$1,021,300 (-0.39%) Land $444,000 Building $577,300
2024	Additional exemption filed	$1,025,300 (+7.85%) Land $316,400 Building $708,900	$1,025,300 (+7.85%) Land $316,400 Building $708,900
2023		$950,700 Land $316,400 Building $634,300	$950,700 Land $316,400 Building $634,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 S State Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 S State Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIARCLIFF MANOR VILLAGE serves 9,190 people · EPA ID NY5903420
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20