97 S Main St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 97 S Main St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1880
Lot Size	0.239 acres (10,428 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Jul 1994)
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-00000285`

Property Details

APN / Parcel Number

Primary APN	`51-00000285`
Alternative APN	`NATI M:00000051 P:00000285`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	546 sqft
Attic	Attic
Attic Area	546 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	10,428 sqft (0.239 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51-00000285
Street Address	97 S MAIN ST
City	NATICK
State	MA
Zip	01760-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1014
Census Tract	382400

Owner

97 S Main St is owned and occupied by two individuals who bought it in July 1994.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 S MAIN ST, NATICK, MA 01760-4923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1994 · Amount on File
Deed Sale	Jul 5, 1994 · Amount on File
Prior Sale	Dec 12, 1988 · Amount on File
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	97 S MAIN ST, NATICK, MA 01760-4923
Document Number	72333-200
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 S MAIN ST NATICK MA 017604923, NATICK, MA 01760-4923

Mortgage

Document Number	72333-200
Date	Mar 15, 2019
Book Page	072333/000200
Instrument	31569

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 97 S Main St was $6,951, up 3.1% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,951.00 (+3.12%)	$581,200 (+5.71%) Land $405,900 Building $175,300	$469,870
2024	$6,741.00 (+1.6%)	$549,800 (+4.74%) Land $383,300 Building $166,500
2023	$6,635.00	$524,900 Land $360,700 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20