97 S Main St, Meridian, ID 83642 Property Records

Ada County property record for 97 S Main St, Meridian, ID 83642

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3 bd · 2.5 ba · 5,652 sqft · built 2017
Lot Size	1.79 acres (78,190 sqft)
Owner	Individual Name on File
Tax Bill	$18,855 (2025)
Deeds & Mortgages	Feb 2023 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1118223220`

Property Details

APN / Parcel Number

Primary APN	`S1118223220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,652 sqft Gross Area
1st Floor Area	5,652 sqft
Basement Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Lot Area	78,190 sqft
Garage Area	308 sqft
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	97 S MAIN ST
City	MERIDIAN
State	ID
Zip	83642
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C-G
Legal Description	PAR #3220 @ N SIDE GOV LOT 1 SEC 18 3N 1E PARCEL 1 R/S 10640 #223300C #223267S
Legal Range	01E
Legal Township	03N
Legal Section	18
Legal Lot Number	1
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2068
Census Tract	10368

Owner

97 S Main St, a commercial property, is owned by an individual.

Source: Ada County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4622 W HILLCREST VIEW DR, BOISE, ID 83705-3686
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Special Warranty Deed, Transfer PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY
Jan 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jan 22, 2020	Correction Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 10, 2023
Property Address	97 S MAIN ST, MERIDIAN, ID 83642
Document Number	0000008328
Instrument Date	Feb 3, 2023
Instrument	2023-008328
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 W HILLCREST VIEW DR, BOISE, ID 83705-3686

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	97 S MAIN ST, MERIDIAN, ID 83642
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010981
Date	Jan 21, 2021
Instrument	2021-010981

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ADA ID
Recording Date	Jan 22, 2020
Property Address	97 S MAIN ST, MERIDIAN, ID 83642
Document Number	0000008433
Instrument Date	Dec 31, 2019
Instrument	8433
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1808 N 15TH ST BOISE ID 837021111, BOISE, ID 83702-1111

Tax Assessment & Valuation

The 2025 property tax bill for 97 S Main St was $18,855, down 7.4% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,183,800 (-)	$4,183,800 (-)
2025	$18,855.00 (-7.39%)	$4,183,800	$4,183,800
2024	$20,360.00
2023		$8,025,200 Land $2,068,000 Building $5,957,200	$8,025,200 Land $2,068,000 Building $5,957,200
2022	$20,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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