97 Russell Rd, Troy, MO 63379 Property Records

Lincoln County property record for 97 Russell Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1965
Lot Size4.53 acres (197,327 sqft)
OwnerIndividual Name on File
Tax Bill$1,572 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN18-60-13-000-000-004.007

Property Details

APN / Parcel Number

Primary APN18-60-13-000-000-004.007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
Basement Area650 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area197,327 sqft (4.53 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address97 RUSSELL RD
CityTROY
StateMO
Zip63379-4154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.53 AC IN THE SE PT OF THE NESE OF SEC 13: OFF CO RD 777
Legal Range02W
Legal Township48
Legal Section13
JurisdictionLINCOLN MO
Township / Civil DivisionHAWK POINT
Census Block Group3
Census Block3055
Census Tract810203

Owner

Source: Lincoln County records · APN 18-60-13-000-000-004.007

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address97 RUSSELL RD, TROY, MO 63379-4154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2014
Deed SaleOct 22, 2014
Prior SaleSep 24, 2010
Deed Document Number2014007750
Deed Book / Page2379 / 0160
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address97 RUSSELL RD, TROY, MO 63379-4154
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 RUSSELL RD, TROY, MO 63379-4154
InvestorPossibly a Property Investor

Mortgage

Document Number002515/141
DateOct 24, 2025
Book Page2515/141
Instrument2025008696
Lender
NameUNITED CREDIT UNION
TypeCredit Union
AddressMEXICO, MO 65265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year CMT
Max Rate12.3%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,572.00 (+4.73%)$26,821 (+5.94%) Land $3,084 Building $23,737$141,160 (+5.94%) Land $16,230 Building $124,930
2023$1,501.00 (+4.6%)$25,316 Land $2,932 Building $22,384$133,240 Land $15,430 Building $117,810
2022$1,435.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 39% of Missouri
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumFiber1,000 / 1,000

May also be available at this address: SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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