97 Ruby Rd, West Haven, CT 06516 Property Records

West Haven City property record for 97 Ruby Rd, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1952
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2020)
Tax Bill	$6,502 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11306`

Property Details

APN / Parcel Number

Primary APN	`11306`
Alternative APN	`WHAV M:0002 B:0038 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Unfinished Basement	444 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11306
Street Address	97 RUBY RD
City	WEST HAVEN
State	CT
Zip	06516-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Block	38
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	3
Census Block	3003
Census Tract	154700

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 RUBY RD, WEST HAVEN, CT 06516-6910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage NEWTOWN SAVINGS BANK
Jun 9, 2020	Executor's Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Deed Book / Page	1867 / 751
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	97 RUBY RD, WEST HAVEN, CT 06516-6910
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002028-634
Date	Oct 20, 2025
Book Page	2028/634

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

June 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Jun 9, 2020
Property Address	97 RUBY RD, WEST HAVEN, CT 06516-6910
Document Number	1867-751
Book / Page	1867 / 751
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 RUBY RD, WEST HAVEN, CT 06516-6910

Mortgage

Document Number	1867753
Date	Jun 9, 2020
Instrument	1867/753

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,502.00	$197,820 (+51.61%) Land $90,790 Building $107,030	$282,600 Land $129,700 Building $152,900
2024	$6,502.00 (+10.48%)
2023	$5,885.00 (+1.83%)	$130,480 (-) Land $62,860 Building $67,620
2022	$5,779.00	$130,480 Land $62,860 Building $67,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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