97 Rocky Rd, Pottsboro, TX 75076 Property Records

Grayson County property record for 97 Rocky Rd, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1965
Lot Size	1.37 acres (60,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Jul 2019)
Tax Bill	$957 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022A6539107`

Property Details

APN / Parcel Number

Primary APN	`022A6539107`
Alternative APN	`104919`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,848 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2009
Lot Area	60,047 sqft (1.37 acres)
Lot Dimensions	220 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	97 ROCKY CREEK RD
City	POTTSBORO
State	TX
Zip	75076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON SHORES UNIT 4, LOT 368 THRU 373
Legal Subdivision	PRESTON SHORES UNIT 4
Legal Lot Number	368-
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2000
Census Tract	306

Owner

Source: Grayson County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 ROCKY RD, POTTSBORO, TX 75076-4166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Transfer on Death Deed, Transfer SIMPLIFILE
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	201915506
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000014066
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 4, 2026
Property Address	97 ROCKY CREEK RD, POTTSBORO, TX 75076
Document Number	0000014066
Instrument Date	Jun 3, 2026
Instrument	202614066
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	97 ROCK CREEK CT, POTTSBORO, TX 75076
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015406
Date	Jul 11, 2018
Instrument	2018-00015406

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	POTTSBORO, TX 75076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	97 ROCK CREEK CT, POTTSBORO, TX 75076
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002813
Date	Jan 27, 2021
Instrument	2021-00002813

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 Homeowner's exemption Senior Citizen's exemption	$399,891 (-18.37%)	$546,041 (+11.47%) Land $153,121 Building $392,920
2024	$957.00 (-51.59%)
2023		$489,871 Land $132,105 Building $357,766	$489,871 Land $132,105 Building $357,766
2022	$1,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RRA PRESTON SHORES WATER SYSTEM serves 2,277 people · EPA ID TX0910037
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Aug 2025 Total trihalomethanes resolved · Jan 2024 Turbidity resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, AT&T, Nextlink, Sparklight, TekWav.

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