Passaic County and Wayne Township property record for 97 Rock Rd, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 1,752 sqft · built 1995 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2018) |
| Tax Bill | $12,236 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02901-0000-00047 |
| Primary APN | 14-02901-0000-00047 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,752 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Lot Area | 3,615 sqft (0.083 acres) |
| Old Parcel Number | 1400597G00047 |
|---|---|
| Street Address | 97 ROCK RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-1918 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | BLUEGRASS HILLS PH 02 |
| Legal Block | 2901 |
| Legal Lot Number | 47 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 246101 |
97 Rock Rd, a townhouse, is owned and occupied by two individuals who bought it in July 2018.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 ROCK RD, WAYNE, NJ 07470-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Jul 18, 2018 | Grant Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on File |
| Deed Sale | Jul 18, 2018 · Amount on File |
| Prior Sale | Aug 24, 2007 · Amount on File |
| Deed Document Number | 201831368 |
| Deed Book / Page | 3354 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 97 ROCK RD, WAYNE, NJ 07470-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000053428 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | M16525/40 |
| Instrument | 2020053428 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 97 ROCK RD, WAYNE, NJ 07470-1918 |
| Document Number | 0000038526 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 ROCK RD WAYNE NJ 074701918, WAYNE, NJ 07470-1918 |
| Document Number | 0000038526 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 015685/000098 |
| Instrument | 38526 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 18, 2018 |
| Property Address | 97 ROCK RD, WAYNE, NJ 07470-1918 |
| Document Number | 0000031368 |
| Book / Page | 003354 / 000276 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 31368 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | AUTHENTIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 ROCK RD WAYNE NJ 074701918, WAYNE, NJ 07470-1918 |
| Document Number | 31375 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 015105/000076 |
| Instrument | 31375 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
The 2025 property tax bill for 97 Rock Rd was $12,236, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,000 (-) Land $75,000 Building $129,000 | $204,000 (-) Land $75,000 Building $129,000 | |
| 2025 | $12,236.00 (+0.87%) | $204,000 Land $75,000 Building $129,000 | $204,000 Land $75,000 Building $129,000 |
| 2024 | $12,130.00 | ||
| 2023 | $204,000 Land $75,000 Building $129,000 | $204,000 Land $75,000 Building $129,000 | |
| 2022 | $11,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Rock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1994–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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