Monmouth County and Middletown Township property record for 97 Riverbrook Ave, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,777 sqft · built 1955 |
| Lot Size | 0.426 acres (18,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,900 (Dec 1999) |
| Tax Bill | $15,096 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01128-0000-00059 |
| Primary APN | 32-01128-0000-00059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,777 sqft Living Area |
| 1st Floor Area | 3,777 sqft |
| Upper Floors Area | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,560 sqft (0.426 acres) |
| Lot Dimensions | 232 ft deep x 80 ft wide |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 240 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 97 RIVERBROOK AVE |
|---|---|
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Block | 1128 |
| Legal Lot Number | 59 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 RIVERBROOK AVE, LINCROFT, NJ 07738-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 1999 · Amount on Record |
| Deed Sale | Dec 6, 1999 · Amount on Record |
| Deed Book / Page | 5884 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 97 RIVERBROOK AVE, LINCROFT, NJ 07738-1319 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97 RIVERBROOK AVE, LINCROFT, NJ 07738-1319 |
| Document Number | 0096403711 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 9640/3711 |
| Instrument | 2023024336 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 97 RIVERBROOK AVE, LINCROFT, NJ 07738-1319 |
| Document Number | 0000093278 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | INDEED ABSTRACT, INDEED ABS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 RIVERBROOK AVE LINCROFT NJ 077381319, LINCROFT, NJ 07738-1319 |
| Document Number | 0000093278 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 009435/003445 |
| Instrument | 93278 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 20, 2035 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,016,000 (+8.63%) Land $546,700 Building $469,300 | $1,016,000 (+8.63%) Land $546,700 Building $469,300 | |
| 2025 | $15,096.00 (+0.45%) | $935,300 (+38.38%) Land $471,900 Building $463,400 | $935,300 (+38.38%) Land $471,900 Building $463,400 |
| 2024 | $15,028.00 (+28.9%) | ||
| 2023 | $675,900 Land $340,200 Building $335,700 | $675,900 Land $340,200 Building $335,700 | |
| 2022 | $11,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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