97 River Rd, Newcastle, ME 04553 Property Records

Lincoln County and Newcastle Town property record for 97 River Rd, Newcastle, ME 04553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,645 sqft
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2024)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NEWC M:011 L:019`

Property Details

APN / Parcel Number

Primary APN	`NEWC M:011 L:019`
Alternative APN	`74`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,645 sqft Living Area
1st Floor Area	780 sqft

Exterior

Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	74
Street Address	97 RIVER RD
City	NEWCASTLE
State	ME
Zip	04553-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Lot Number	19
Jurisdiction	NEWCASTLE ME
Township / Civil Division	NEWCASTLE
Census Block Group	2
Census Block	2078
Census Tract	975400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Newcastle Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 NORTH ST, PORTLAND, ME 04101-2734
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Jul 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Deed Document Number	2024105086
Deed Book / Page	6104 / 237
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	97 RIVER RD, NEWCASTLE, ME 04553-3802
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062820259
Date	Oct 29, 2025
Book Page	6282/259
Instrument	119460

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	97 RIVER RD, NEWCASTLE, ME 04553-3802
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057440181
Date	Jul 19, 2021
Book Page	5744/181
Instrument	76998

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.33%
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Lincoln County and Newcastle Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Newcastle Town
Elementary School District	Great Salt Bay Community School District (KG - 08)
Secondary School District	Newcastle (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,763.00 (+5.15%)	$403,000 (-) Land $62,900 Building $340,100
2024	$5,481.00 (+44.92%)	$403,000 (+70.47%) Land $62,900 Building $340,100	$390,925
2023	$3,782.00 (+0.61%)	$236,400 (-) Land $50,900 Building $185,500
2022	$3,759.00	$236,400 Land $50,900 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2001)
Most Recent Claim	Mar 2001 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT SALT BAY SANITARY DISTRICT serves 2,143 people · EPA ID ME0090410
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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