97 River Rd, Benton (Waterville), ME 04901 Property Records

Kennebec County and Benton Town property record for 97 River Rd, Benton, ME 04901

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$249,800 (Jul 2021)
Tax Bill$2,829 (2025)
Deeds & MortgagesAug 2022 Refinance
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNBNTN M:01 L:26

Property Details

APN / Parcel Number

Primary APNBNTN M:01 L:26
Alternative APN
  • 452

Exterior

Architectural StyleMulti-Family
Lot Area217,800 sqft (5 acres)

Location & Zoning

Account Number452
Street Address97 RIVER RD
CityBENTON
StateME
Zip04901-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number26
JurisdictionBENTON ME
Township / Civil DivisionBENTON
Census Block Group1
Census Block1028
Census Tract22000

Owner

Source: Kennebec County and Benton Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 RIVER RD, BENTON, ME 04901-3426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MAINE STATE CREDIT UNION
Jul 27, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleJul 17, 2007 · Amount on Record
Deed Document Number20212020121080
Deed Book / Page14106 / 73
Prior Transfer DateJul 22, 2021
Prior Transfer Doc2020121080
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON ME
Property Address97 RIVER RD, BENTON, ME 04901-3426
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022020592
DateAug 23, 2022
Book Page14552/310
Instrument2022020592
Lender
NameMAINE STATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2037

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON ME
Recording DateJul 27, 2021
Property Address97 RIVER RD, BENTON, ME 04901-3426
Document Number2020121080
Book / Page14106 / 73
Instrument DateJul 22, 2021
Instrument2020121080
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number2021021081
DateJul 27, 2021
Instrument2021021081
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Benton Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBenton Town
Unified School DistrictSchool Administrative District 49 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,829.00 (-3.45%)$202,050 (-) Land $38,000 Building $164,050
2024$2,930.00 (+12.43%)$202,050 (-) Land $38,000 Building $164,050
2023$2,606.00 (-0.8%)$202,050 (-) Land $38,000 Building $164,050
2022$2,627.00$202,050 Land $38,000 Building $164,050

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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