Lowndes County property record for 97 River Ln, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,383 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 2016) |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 93W220004000 |
| Primary APN | 93W220004000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,383 sqft Adjusted Area |
| 1st Floor Area | 960 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 026181 |
|---|---|
| Street Address | 97 RIVER LN |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 97 RIVER LANE |
| Legal Range | 17W |
| Legal Township | 20S |
| Legal Section | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 403 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 RIVER LN, COLUMBUS, MS 39702-7345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Deed Document Number | 0020163763 |
| Prior Transfer Date | Apr 19, 2016 |
| Prior Transfer Doc | 0201602555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 97 RIVER LN, COLUMBUS, MS 39702-7345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202320278 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 2023/20278 |
| Name | BANK OF VERNON |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 30, 2038 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505.00 (+0.2%) Homeowner's exemption | $8,235 (+14.28%) | $82,350 (+14.28%) Land $10,000 Building $72,350 |
| 2024 | $504.00 (+25.37%) | ||
| 2023 | $402.00 Homeowner's exemption | $7,206 | $72,060 Land $10,000 Building $62,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 94 (1990–2021) |
| Claims Outside the SFHA | 2 of 94 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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