97 Rhett Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 97 Rhett Ct, Commack, NY 11725 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1987
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2017)
Tax Bill	$9,539 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 118.1-2-44`

Property Details

APN / Parcel Number

Primary APN	`473489 118.1-2-44`
Alternative APNs	`0800-118.01-02.00-044.000` `348911800100020440000000` `47340027939`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	725 sqft Living Area
Gross Area	940 sqft
1st Floor Area	725 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	97 RHETT CT
City	COMMACK
State	NY
Zip	11725-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-97476 TC-52 SMITHTOWN TARA SEC 2 UNIT 97 *8059
Legal Subdivision	SMITHTOWN TARA
Legal Block	2
Legal Lot Number	44
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1006
Census Tract	135208

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 118.1-2-44

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 RHETT CT, COMMACK, NY 11725-4647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Book / Page	12923 / 262
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 03, 2017
Property Address	97 RHETT CT, COMMACK, NY 11725-4647
Document Number	0129230262
Book / Page	012923 / 000262
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Oct 06, 2017
Title Company	ENSIGNIA PREMIER TITLE AGENCY, ENSIGNIA PREMIER TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STATION WAY #407 HUNTINGTON STATION NY 117461922, 407, HUNTINGTON STATION, NY 11746-1922

Mortgage

Document Number	228390225
Date	Aug 03, 2017
Book Page	022839/000225

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,390 (-) Land $400 Building $2,990	$423,750 (+10,773.75%) Land $50,000 Building $373,750
2024	$9,539.00
2023		$3,390 Land $400 Building $2,990	$3,897 Land $460 Building $3,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011, tidal / storm surge, Hurricane Irene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.