97 Redonda Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 97 Redonda Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,126 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Feb 2023)
Tax Bill	$4,207 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027442-3270`

Property Details

APN / Parcel Number

Primary APN	`027442-3270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	2,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 REDONDA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/90-94 WINDWARD RANCH PHASE FOURTEEN LOT 327 OR5708/191
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE FOURTEEN
Legal Phase	4TEEN
Legal Block	1
Legal Lot Number	327
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202311019
Deed Book / Page	5708 / 191
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428

Mortgage

Document Number	0058951869
Date	Feb 5, 2024
Book Page	5895/1869
Instrument	2024008929

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 13, 2023
Property Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428
Document Number	0057080191
Book / Page	5708 / 191
Map Reference	MB 94 PG 90-94
Instrument Date	Feb 10, 2023
Instrument	2023011019
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8651 JOHN J KINGMAN RD # 118, 118, FORT BELVOIR, VA 22060-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428

Mortgage

Document Number	0005708193
Date	Feb 13, 2023
Instrument	5708/193

Lender

Name	REACH HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 21, 2021
Property Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428
Document Number	0053740035
Book / Page	5374 / 35
Map Reference	MB 94 PG 90-94
Instrument Date	Sep 15, 2021
Instrument	2021103362
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5357 GAGE OAKS DR, JACKSONVILLE, FL 32258-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428

Mortgage

Document Number	0000537437
Date	Sep 21, 2021
Instrument	5374/37

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 14, 2020
Property Address	97 REDONDA WAY, SAINT AUGUSTINE, FL 32092-5428
Document Number	0049420762
Book / Page	004942 / 000762
Instrument Date	May 13, 2020
Instrument	37019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 REDONDA WAY ST AUGUSTINE FL 320925428, ST AUGUSTINE, FL 32092-5428

Mortgage

Document Number	49420766
Date	May 14, 2020
Book Page	004942/000766
Instrument	37020

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,115 (+2.7%)	$365,994 (-8.25%) Land $100,000 Building $265,994
2025	$4,207.00 (+12.64%) Homeowner's exemption	$326,305 (+2.9%)	$398,887 (-2.97%) Land $100,000 Building $298,887
2024	$3,735.00 (-20.52%) Homeowner's exemption	$317,109 (-9.45%)	$411,082 (+17.39%) Land $100,000 Building $311,082
2023	$4,699.00 (+4.24%)	$350,192 (+4.91%)	$350,192 (+4.91%) Land $90,720 Building $259,472
2022	$4,508.00	$333,808	$333,808 Land $84,000 Building $249,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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