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97 Ray St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 97 Ray St, Fall River, MA 02720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,620 sqft · built 1950
Lot Size0.259 acres (11,273 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Dec 2016)
Tax Bill$4,486 (2025)
Deeds & MortgagesNov 2022 Refinance
Jan 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNFALL M:0P-08 B:0000 L:0171

Property Details

APN / Parcel Number

Primary APNFALL M:0P-08 B:0000 L:0171
Alternative APN
  • M:0P=08 B:0000 L:0171

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,620 sqft Living Area
Gross Area3,496 sqft Gross Area
Basement Area1,152 sqft Basement
Unfinished Basement1,152 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,273 sqft (0.259 acres)
Garage TypeDetached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address97 RAY ST
CityFALL RIVER
StateMA
Zip02720-6937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number171
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group2
Census Block2011
Census Tract642400

Owner

Source: Bristol County and Fall River City records · APN FALL M:0P-08 B:0000 L:0171

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 RAY ST, FALL RIVER, MA 02720-6937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jan 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NP INC
Jun 23, 2025Deed of Trust, Mortgage · VA Mortgage
LOANDRONE INC
Sep 26, 2024Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 24, 2020Deed of Trust, Mortgage · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2016 · Amount on Record
Deed SaleDec 28, 2016 · Amount on Record
Prior SaleJan 14, 1977 · Amount on Record
Deed Book / Page9147 / 253
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address97 RAY ST, FALL RIVER, MA 02720-6937
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number011166-203
DateNov 14, 2022
Book Page11166/203
Instrument19597
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address97 RAY ST, FALL RIVER, MA 02720-6937
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010896-110
DateJan 21, 2022
Book Page10896/110
Instrument1342
Lender
NameNP INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address97 RAY ST, FALL RIVER, MA 02720-6937
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number011810-255
DateJun 23, 2025
Book Page11810/255
Instrument8748
Lender
NameLOANDRONE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address97 RAY ST, FALL RIVER, MA 02720-6937
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number011611-266
DateSep 26, 2024
Book Page11611/266
Instrument12299
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeReverse Mortgage Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address97 RAY ST, FALL RIVER, MA 02720-6937
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10144-198
DateJun 24, 2020
Book Page10144/198
Instrument10540
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,486.00 (+5.33%)$391,800 (+5.69%) Land $139,500 Building $252,300$427,690 (-0.42%)
2024$4,259.00 (-1.14%)$370,700 (+5.58%) Land $134,200 Building $236,500$429,495
2023$4,308.00$351,100 Land $120,500 Building $230,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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