Madison County property record for 97 Raindrop Cv, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,345 sqft · built 2000 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Apr 2016) |
| Tax Bill | $1,131 (2022) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057056B A 01800 |
| Primary APN | 057056B A 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 144 sqft |
| Patio Area | 208 sqft |
| Gazebo | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 RAINDROP CV |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-6468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: D49 |
| Legal Subdivision | LAUREL CREEK |
| Legal Block | 6 |
| Legal Lot Number | 613 40 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1603 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 RAINDROP CV, JACKSON, TN 38305-6468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit LEADERS CU |
| Jan 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage ALLIANCE FINANCIAL RESOURCES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on Record |
| Deed Sale | Apr 28, 2016 · Amount on Record |
| Prior Sale | Aug 17, 2000 · Amount on Record |
| Deed Document Number | 16004506 |
| Deed Book / Page | D734 / 63 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 97 RAINDROP CV, JACKSON, TN 38305-6468 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | T2235/1848 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | T2235/1848 |
| Instrument | 23011172 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 97 RAINDROP CV, JACKSON, TN 38305-6468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000003 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | T2037/1091 |
| Instrument | 17000003 |
| Name | ALLIANCE FINANCIAL RESOURCES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,475 (-) Land $3,750 Building $28,725 | ||
| 2023 | $32,475 Land $3,750 Building $28,725 | ||
| 2022 | $1,131.00 | $129,900 Land $15,000 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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