97 Prospect Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 97 Prospect Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,058 sqft · built 2019
Lot Size2.67 acres (116,305 sqft)
Owner2 Individual Names on Record
Tax Bill$10,343 (2026)
Deeds & MortgagesAug 2018 Construction Loan
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-047960

Property Details

APN / Parcel Number

Primary APN13-047960
Alternative APN
  • 047960

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,058 sqft Total Area
Utility Area1,165 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area116,305 sqft (2.67 acres)
Garage TypeAttached
Garage Area1,739 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area822 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number047960
Street Address97 PROSPECT RD
CityMOUNT AIRY
StateMD
Zip21771-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionPT REM PORT- 2.67 AC 97 PROSPECT RD 48-101 RIMBEY ADD TO YONETZ
Legal SubdivisionRIMBEY ADD
Legal Lot NumberREM
JurisdictionCARROLL MD
Township / Civil Division13, MOUNT AIRY
Census Block Group2
Census Block2031
Census Tract513001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 PROSPECT RD, MOUNT AIRY, MD 21771-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2018Deed of Trust, Mortgage · Construction Mortgage
FREDERICK COUNTY BANK
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG
Oct 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address97 PROSPECT RD, MOUNT AIRY, MD 21771-5618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091080046
DateAug 31, 2018
Book Page9108/0046
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address97 PROSPECT RD, MOUNT AIRY, MD 21771-5618
Document Number0099580140
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address97 PROSPECT RD MOUNT AIRY MD 217715618, MOUNT AIRY, MD 21771-5618

Mortgage

Document Number0099580140
DateNov 19, 2020
Book Page009958/000140
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateOct 4, 2017
Property Address97 PROSPECT RD, MOUNT AIRY, MD 21771-5618
Document Number0088240378
Book / Page008824 / 000378
Instrument DateSep 27, 2017
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPROSPECT RD MD, MD

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityMount Airy Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,343.00 (+5.08%) Homeowner's exemption$940,500 (+17.3%)$992,700 (+18.73%) Land $216,700 Building $776,000
2025$9,843.00 (+8.65%) Homeowner's exemption
2023$9,059.00 Homeowner's exemption$801,767$836,100 Land $196,700 Building $639,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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