97 Pine Orchard Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 97 Pine Orchard Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2000
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Trust Names on Record
Last Sale	$555,000 (Jun 2023)
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-0001-12`

Property Details

APN / Parcel Number

Primary APN	`12-0001-12`
Alternative APNs	`GLOC M:007 B:010 L:00C` `22-0029-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	1,254 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,040 sqft (2.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12-0001-12
Street Address	97 PINE ORCHARD RD
City	CHEPACHET
State	RI
Zip	02814-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	10
Legal Lot Number	C
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1009
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	97 PINE ORCHARD RD, CHEPACHET, RI 02814-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Aug 7, 2006 · Amount on Record
Deed Document Number	202351893
Deed Book / Page	928 / 125
Transfer Doc	685-44
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jun 30, 2023
Property Address	97 PINE ORCHARD RD, CHEPACHET, RI 02814-1913
Document Number	000928-125
Book / Page	928 / 125
Instrument Date	Jun 30, 2023
Instrument	51893
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97 PINE ORCHARD RD, CHEPACHET, RI 02814-1913

Mortgage

Document Number	0000051894
Date	Jun 30, 2023
Instrument	51894

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,986.00 (+0.07%)	$489,900 (-) Land $148,200 Building $341,700	$627,502
2023	$6,981.00 (+8.7%)	$489,900 (+42.58%) Land $148,200 Building $341,700
2022	$6,422.00	$343,600 Land $92,300 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20