97 Pine Mountain Rd, Rockmart, GA 30153 Property Records

Polk County property record for 97 Pine Mountain Rd, Rockmart, GA 30153

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,078 sqft · built 2003
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-237L`

Property Details

APN / Parcel Number

Primary APN	`042-237L`
Alternative APN	`20499`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,078 sqft Heated Area
1st Floor Area	988 sqft
2nd Floor Area	1,340 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Terrain	High
Garage Area	480 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	228 sqft
Deck Area	240 sqft
Patio Area	1,040 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20499
Street Address	97 PINE MOUNTAIN RD
City	ROCKMART
State	GA
Zip	30153-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 PINE MOUNTAIN S/D
Legal Subdivision	MOUNTAIN S D
Legal Block	237L
Legal Lot Number	6
Jurisdiction	POLK GA
Township / Civil Division	ARAGON
Census Block Group	4
Census Block	4034
Census Tract	10100

Owner

97 Pine Mountain Rd is owned and occupied by an individual who acquired it in February 2019.

Source: Polk County records, as of February 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	97 PINE MOUNTAIN RD, ROCKMART, GA 30153-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
Oct 31, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Feb 15, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019
Deed Sale	Feb 12, 2019
Deed Document Number	0001700248
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	97 PINE MOUNTAIN RD, ROCKMART, GA 30153-3901
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PINE MTN RD

Mortgage

Document Number	0017840000000417
Date	Apr 15, 2021
Book Page	0000001784/0000000417
Instrument	001733

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	97 PINE MOUNTAIN RD, ROCKMART, GA 30153-3901
Document Number	0017350494
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PINE MOUNTAIN RD ROCKMART GA 301533901, ROCKMART, GA 30153-3901

Mortgage

Document Number	0017350494
Date	Dec 9, 2019
Book Page	001735/000494
Instrument	4773

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Feb 15, 2019
Property Address	97 PINE MOUNTAIN RD, ROCKMART, GA 30153-3901
Document Number	0017000248
Book / Page	001700 / 000248
Instrument Date	Feb 12, 2019
Instrument	588
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PINE MOUNTAIN RD ROCKMART GA 301533901, ROCKMART, GA 30153-3901

Mortgage

Document Number	17010391
Date	Feb 15, 2019
Book Page	001701/000391
Instrument	736

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 97 Pine Mountain Rd was $3,608 with a homeowner's exemption.

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 Homeowner's exemption	$190,560 Land $6,389 Building $184,171	$476,401 Land $15,973 Building $460,428
2023	$2,636.00 (+10.57%) Homeowner's exemption	$113,114 (+14.02%) Land $4,698 Building $108,416	$282,786 (+14.02%) Land $11,745 Building $271,041
2022	$2,384.00 Homeowner's exemption	$99,206 Land $3,132 Building $96,074	$248,016 Land $7,830 Building $240,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Pine Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Pine Mountain Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLK COUNTY WATER AUTHORITY serves 23,792 people · EPA ID GA2330001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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