97 Pine Knoll Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 97 Pine Knoll Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,982 sqft · built 1975
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,600 (Oct 1975)
Tax Bill	$5,832 (2026)
Deeds & Mortgages	Mar 2024 Transfer Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:017-11420 B:165 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:017-11420 B:165 L:0`
Alternative APNs	`LUDL M:17 B:11420 P:165` `6548`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	3,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,013 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6548
Street Address	97 PINE KNOLL DR
City	LUDLOW
State	MA
Zip	01056-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	11420
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1000
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 WINSOR ST, LUDLOW, MA 01056-3455
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2018	Deed of Trust, Mortgage · Closed-End Mortgage COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 1975 · Amount on Record
Deed Sale	Oct 10, 1975 · Amount on Record
Deed Book / Page	4188 / 163
Last Transfer Date	Aug 31, 2023
Transfer Doc	025350-365
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 14, 2024
Property Address	97 PINE KNOLL DR, LUDLOW, MA 01056-1316
Document Number	025350-365
Book / Page	25350 / 365
Instrument Date	Aug 31, 2023
Instrument	10889
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	26 WINSOR ST, LUDLOW, MA 01056-3455

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 PINE KNOLL DR, LUDLOW, MA 01056-1316
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22421-236
Date	Oct 29, 2018
Book Page	22421/236
Instrument	64581

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,832.00 (+2.1%)	$364,300 (+10.66%) Land $87,000 Building $277,300	$364,402 (-21.61%)
2025	$5,712.00 (+2.05%)	$329,200 (+6.4%) Land $79,100 Building $250,100	$464,835 (+13.55%)
2024	$5,597.00 (+3.08%)	$309,400 (+11.17%) Land $79,100 Building $230,300	$409,355
2023	$5,430.00	$278,300 Land $69,400 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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