97 Pine Grove Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 97 Pine Grove Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,097 sqft · built 1950
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Feb 2021)
Tax Bill	$28,601 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03102-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-03102-0000-00023`
Alternative APNs	`1800096B00012` `180310200023`

Interior

Stories	2 Stories
Building Area	3,097 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	14,680 sqft (0.337 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800096B00012
Street Address	97 PINE GROVE AVE
City	SUMMIT
State	NJ
Zip	07901-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	3102
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4004
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 PINE GROVE AVE, SUMMIT, NJ 07901-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Feb 11, 2021	Deed, Transfer · Conventional Mortgage USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Dec 8, 2010 · Amount on Record
Deed Document Number	20211496
Deed Book / Page	6401 / 2062
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	97 PINE GROVE AVE, SUMMIT, NJ 07901-2436
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	SIMPLICITY TITLE LLC, SIMPLICITY TITLE LLLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149172218
Date	Mar 23, 2021
Book Page	14917/2218
Instrument	7658

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	08124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 11, 2021
Property Address	97 PINE GROVE AVE, SUMMIT, NJ 07901-2436
Document Number	0064012062
Book / Page	6401 / 2062
Instrument Date	Oct 22, 2020
Instrument	1496
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 BLACKBURN PL, 59, SUMMIT, NJ 07901-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 PINE GROVE AVE, SUMMIT, NJ 07901-2436

Mortgage

Document Number	4025
Date	Feb 11, 2021
Instrument	4025

Lender

Name	USALLIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,700 (-) Land $227,400 Building $412,300	$639,700 (-) Land $227,400 Building $412,300
2025	$28,601.00 (+2.64%)	$639,700 (-) Land $227,400 Building $412,300	$639,700 (-) Land $227,400 Building $412,300
2024	$27,865.00 (+1.7%)
2023		$639,700 Land $227,400 Building $412,300	$639,700 Land $227,400 Building $412,300
2022	$27,398.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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