97 Panorama Dr, Cascade, ID 83611 Property Records

Valley County property record for 97 Panorama Dr, Cascade, ID 83611

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,426 sqft · built 2005
Lot Size	0.643 acres (27,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$738,000 (Oct 2022)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP002120000760`

Property Details

APN / Parcel Number

Primary APN	`RP002120000760`
Alternative APN	`738563`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,426 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,132 sqft
Basement Area	294 sqft
Finished Basement	294 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Metal
Lot Area	27,992 sqft (0.643 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	97 PANORAMA DR
City	CASCADE
State	ID
Zip	83611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONDEROSA SHORES SUBDIVISION LOT 76
Legal Subdivision	PONDEROSA SHORES SUBDIVISION
Legal Block	4
Legal Lot Number	76
Jurisdiction	VALLEY ID
Township / Civil Division	CASCADE
Census Block Group	4
Census Block	4175
Census Tract	970100

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13298 W ANNABROOK DR, BOISE, ID 83713-1312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	2022453500
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	0000401957
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	97 PANORAMA DR, CASCADE, ID 83611
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455411
Date	Feb 8, 2023
Instrument	455411

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	97 PANORAMA DR, CASCADE, ID 83611
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440045
Date	May 7, 2021
Instrument	440045

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	Cascade School District 422 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,551 (-8.03%) Land $111,591 Building $548,960	$660,551 (-8.03%) Land $111,591 Building $548,960
2025	$1,917.00 (-3.62%)	$718,200 (-11.62%) Land $115,042 Building $603,158	$718,200 (-11.62%) Land $115,042 Building $603,158
2023	$1,989.00 (+6.65%) Homeowner's exemption	$812,650 Land $115,042 Building $697,608	$812,650 Land $115,042 Building $697,608
2022	$1,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 51% of Idaho
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	90 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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