Jackson County property record for 97 Overlook Dr, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,452 sqft · built 1940 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Mar 2018) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7559-35-2616 |
| Primary APN | 7559-35-2616 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,452 sqft Heated Area |
| 1st Floor Area | 1,844 sqft |
| Upper Floors Area | 366 sqft |
| Attic | Attic |
| Attic Area | 242 sqft |
| Basement Area | 1,844 sqft |
| Unfinished Basement | 1,844 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 538 sqft |
| Storage Building | 576 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 97 OVERLOOK DR |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BUZZARDS ROOST |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 OVERLOOK DR, CULLOWHEE, NC 28723-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 20185454200005 |
| Deed Book / Page | 2209 / 787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 20, 2018 |
| Property Address | 97 OVERLOOK DR, CULLOWHEE, NC 28723-9607 |
| Document Number | 0022090787 |
| Book / Page | 002209 / 000787 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 OVERLOOK DR CULLOWHEE NC 287239607, CULLOWHEE, NC 28723-9607 |
| Document Number | 22090792 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 002209/000792 |
| Name | STATE EMPS FCU/NY |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,271 (+45.49%) Land $44,710 Building $280,561 | |
| 2025 | $1,236.00 (+45.58%) | |
| 2023 | $849.00 | $223,570 Land $40,240 Building $183,330 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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