97 Old Tunnell Mill Rd, Chaplin, KY 40012 Property Records

Nelson County property record for 97 Old Tunnell Mill Rd, Chaplin, KY 40012

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,410 sqft · built 1930
Lot Size0.294 acres (12,800 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Jun 2025)
Tax Bill$1,192 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN82E00-04-008

Property Details

APN / Parcel Number

Primary APN82E00-04-008
Alternative APNs
  • 131245
  • 81316

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide
Garage TypeDetached
Garage Area266 sqft
DrivewayGravel Driveway
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSpace Heater

Location & Zoning

Account Number131245
Street Address97 OLD TUNNELL MILL RD
CityCHAPLIN
StateKY
Zip40012-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionOLD TUNNELL MILL ROAD 97
JurisdictionNELSON KY
Township / Civil DivisionBLOOMFIELD
Census Block Group1
Census Block1048
Census Tract930100

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 25, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Deed Document Number20253869
Deed Book / Page612 / 784
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNELSON KY
Recording DateJun 23, 2025
Property Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303
Document Number00D612/784
Book / PageD612 / 784
Instrument DateJun 20, 2025
Instrument2025003869
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyLOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3852 E FOREST LODGE LOOP, MONTICELLO, IN 47960-7050

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303
InvestorPossibly a Property Investor

Mortgage

Document Number2025003870
DateJun 23, 2025
Instrument2025003870
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateApr 25, 2017
Property Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303
Document Number00D527/355
Book / PageD527 / 355
Instrument DateFeb 17, 2017
Instrument2017004754
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 OLD TUNNELL MILL RD, CHAPLIN, KY 40012-7303

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyNelson County
Unified School DistrictNelson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,192.00 (+56.64%)$107,580 (-) Land $15,000 Building $92,580$107,580 (-) Land $15,000 Building $92,580
2024$107,580 (+68.09%)$107,580 (+68.09%)
2023$761.00$64,000$64,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER & SEWER DEPT
serves 5,771 people · EPA ID KY0900031
Water SourcePurchased surface water from BARDSTOWN MUNICIPAL WATER DEPT
Last State InspectionMar 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureColiform assessment
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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