Orange County and Warwick Town property record for 97 Old Ridge Rd, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,317 sqft · built 1940 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2017) |
| Tax Bill | $7,853 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 18-1-12.3 |
| Primary APN | 335489 18-1-12.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 1,467 sqft |
| 1st Floor Area | 867 sqft |
| Upper Floors Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft (1.1 acres) |
| View / Lot | Rural |
| Porch | Covered Porch |
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 18-1-12.3 |
|---|---|
| Street Address | 97 OLD RIDGE RD |
| City | WARWICK |
| State | NY |
| Zip | 10990-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00220 |
| Legal Block | 1 |
| Legal Lot Number | 12.30 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 14400 |
97 Old Ridge Rd is owned and occupied by an individual who bought it in November 2017.
Source: Orange County and Warwick Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 OLD RIDGE RD, WARWICK, NY 10990-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Nov 14, 2017 | Deed of Trust, Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on File |
| Deed Sale | Nov 14, 2017 · Amount on File |
| Prior Sale | Mar 5, 2015 · Amount on File |
| Deed Book / Page | 14318 / 677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 97 OLD RIDGE RD, WARWICK, NY 10990-2637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047654 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 15261/367 |
| Instrument | 20220047654 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 97 OLD RIDGE RD, WARWICK, NY 10990-2637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080871 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 0000014318/0000000681 |
| Instrument | 20170080871 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2047 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 Land $16,800 Building $17,200 | $404,800 | |
| 2024 | $7,853.00 | ||
| 2023 | $34,000 (-) Land $16,800 Building $17,200 | $367,600 (+17.29%) Land $181,638 Building $185,962 | |
| 2022 | $34,000 Land $16,800 Building $17,200 | $313,400 Land $154,856 Building $158,544 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Old Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Old Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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