97 Old County Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 97 Old County Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,341 sqft · built 2018
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,555 (2025)
Deeds & Mortgages	Dec 2021 Refinance Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:013 B:047`

Property Details

APN / Parcel Number

Primary APN	`M:013 B:047`
Alternative APNs	`YORK M:0013 B:0047` `006872` `6872`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,341 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,361 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,249 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6872
Street Address	97 OLD COUNTY RD
City	CAPE NEDDICK
State	ME
Zip	03902-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	47
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4024
Census Tract	36002

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK
Mar 21, 2018	Deed of Trust, Mortgage SANFORD INSTIT SGVS
Jan 7, 2020	Deed of Trust, Mortgage PARTNERS BK/NEW ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	97 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7205
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189010735
Date	Dec 16, 2021
Book Page	18901/735
Instrument	2021072320

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	97 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7205
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176800824
Date	Mar 21, 2018
Book Page	17680/0824
Instrument	2018010627

Lender

Name	SANFORD INSTIT SGVS

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Mar 21, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	97 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7205
Document Number	0181450794
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 OLD COUNTY RD CAPE NEDDICK ME 039027205, CAPE NEDDICK, ME 03902-7205

Mortgage

Document Number	0181450794
Date	Jan 14, 2020
Book Page	018145/000794
Instrument	2225

Lender

Name	PARTNERS BK/NEW ENGLAND
Address	SANFORD, ME 04073

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,555.00 (+4.74%)	$1,279,400 (+6.65%) Land $556,200 Building $723,200
2024	$10,077.00 (-1.16%)	$1,199,600 (-0.57%) Land $556,200 Building $643,400
2023	$10,195.00 (+3.51%)	$1,206,500 (+4.74%) Land $556,200 Building $650,300	$1,514,395
2022	$9,849.00	$1,151,900 Land $540,600 Building $611,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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