State of Hawaii and Kauai County property record for 97 Okupu St, Eleele, HI 96705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2007 |
| Lot Size | 0.183 acres (7,956 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Second Mortgage + 2 more |
| APN | 4-2-1-010-059 |
| Primary APN | 4-2-1-010-059 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,956 sqft (0.183 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 97 OKUPU ST |
|---|---|
| City | ELEELE |
| State | HI |
| Zip | 96705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 59 PORT ALLEN RESIDENTIAL SUBD 7956 SF TOG/UND 1/60TH MEMBERSHP INT IN KEALAULA HOMEOWNERS ASSOC |
| Legal Subdivision | PORT ALLEN RESIDENTIAL SUBDIVISION |
| Legal Lot Number | 59 |
| Jurisdiction | KAUAI HI |
| Township / Civil Division | KAUMAKANI-HANAPEPE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40800 |
Source: State of Hawaii and Kauai County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 50949, ELEELE, HI 96705-0949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATHER FEDERAL CREDIT UNION |
| Apr 17, 2020 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Jul 21, 2017 | Intrafamily Transfer, Transfer KAUAI COMMUNITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2020 |
| Deed Sale | Apr 17, 2020 |
| Prior Sale | Oct 1, 2008 · Amount on Record |
| Deed Document Number | 202074120523 |
| Last Transfer Date | Apr 22, 2020 |
| Transfer Doc | 0074170708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 97 OKUPU ST, ELEELE, HI 96705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A78600549 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | A-78600549 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 97 OKUPU ST, ELEELE, HI 96705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A74290142 |
|---|---|
| Date | May 4, 2020 |
| Instrument | A-74290142 |
| Name | GATHER FEDERAL CREDIT UNION |
|---|---|
| Address | LIHUE, HI 96766 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KAUAI HI |
| Recording Date | Apr 17, 2020 |
| Property Address | 97 OKUPU ST, ELEELE, HI 96705 |
| Document Number | 0A74120523 |
| Instrument Date | Oct 15, 2019 |
| Instrument | A74120523 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 50949 ELEELE HI 967050949, ELEELE, HI 96705-0949 |
| Document Number | A74120524 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | A74120524 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KAUAI HI |
| Recording Date | Jul 21, 2017 |
| Property Address | 97 OKUPU ST, ELEELE, HI 96705 |
| Document Number | 0A64110498 |
| Instrument Date | Jul 14, 2017 |
| Instrument | A-64110498 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | OR |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 OKUPU ST, ELEELE, HI 96705 |
| Document Number | 0A64110499 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | A-64110499 |
| Name | KAUAI COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Kauai County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,700 (+6.09%) Land $429,900 Building $158,800 | $975,800 (+12.26%) Land $712,600 Building $263,200 | |
| 2025 | $927.00 (-7.02%) | ||
| 2024 | $554,900 (+2.99%) | $869,200 (+25.34%) | |
| 2023 | $997.00 Homeowner's exemption | $538,800 | $693,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 27 (1982–2020) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 90% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANAPEPE-ELEELE serves 5,592 people · EPA ID HI0000404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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