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97 Oak St, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 97 Oak St, Wakefield, RI 02879 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,320 sqft · built 1992
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jul 1992)
Tax Bill$6,200 (2025)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-11-0921-42

Property Details

APN / Parcel Number

Primary APNR-11-0921-42
Alternative APNs
  • SKIN P:057-1 L:000227
  • P:057=1 L:000227

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,320 sqft Living Area
Gross Area3,994 sqft
1st Floor Area1,140 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-11-0921-42
Street Address97 OAK ST
CityWAKEFIELD
StateRI
Zip02879-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number227
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group3
Census Block3020
Census Tract51202

Owner

Source: South Kingstown Town records · APN R-11-0921-42

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 OAK ST, WAKEFIELD, RI 02879-3302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 1992 · Amount on Record
Deed SaleJul 27, 1992 · Amount on Record
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address97 OAK ST, SOUTH KINGSTOWN, RI 02879-3302
Transaction TypeMortgage
Record UpdatedNov 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1809-283
DateOct 18, 2021
Book Page1809/283
Instrument18430
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address97 OAK ST, SOUTH KINGSTOWN, RI 02879-3302
Transaction TypeMortgage
Record UpdatedNov 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1809-292
DateOct 18, 2021
Book Page1809/292
Instrument18431
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 01, 2046

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address97 OAK ST, SOUTH KINGSTOWN, RI 02879-3302
Document Number1718-622
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 OAK ST SOUTH KINGSTOWN RI 028793302, SOUTH KINGSTOWN, RI 02879-3302

Mortgage

Document Number1718-622
DateSep 27, 2019
Book Page001718/000622
Instrument1462
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address97 OAK ST, SOUTH KINGSTOWN, RI 02879-3302
Document Number1661-119
Book / Page001661 / 000119
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 OAK ST SOUTH KINGSTOWN RI 028793302, SOUTH KINGSTOWN, RI 02879-3302

Mortgage

Document Number1661-119
DateDec 15, 2017
Book Page001661/000119
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 14, 2042

Tax Assessment & Valuation

Source: South Kingstown Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,200.00 (+12.03%)$693,500 (+38.48%) Land $229,300 Building $464,200
2023$5,534.00 (+0.91%)$500,800 (-) Land $130,600 Building $370,200
2022$5,484.00$500,800 Land $130,600 Building $370,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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