Passaic County and Wayne Township property record for 97 New St, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,852 sqft · built 1992 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (May 1991) |
| Tax Bill | $16,021 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00920-0000-00023-04 |
| Primary APN | 14-00920-0000-00023-04 |
|---|---|
| Alternative APN |
|
| Building Area | 2,852 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Lot Area | 20,386 sqft (0.468 acres) |
| Street Address | 97 NEW ST |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 920 |
| Legal Lot Number | 23.4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Line of Credit AMBOY BANK |
| Feb 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit AMBOY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1991 · Amount on Record |
| Deed Sale | May 16, 1991 · Amount on Record |
| Deed Book / Page | 128 / 138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Document Number | 0000026711 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | M19513/293 |
| Instrument | 2025026711 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Address | HAMPTON, NJ 08827 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Document Number | 0000006110 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | M18383/192 |
| Instrument | 2023006110 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 97 NEW ST, WAYNE, NJ 07470-5908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026046 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | M16209/168 |
| Instrument | 2020026046 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Address | OLD BRIDGE, NJ 08857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,100 (-) Land $120,200 Building $146,900 | $267,100 (-) Land $120,200 Building $146,900 | |
| 2025 | $16,021.00 (+0.88%) | $267,100 (-) Land $120,200 Building $146,900 | $267,100 (-) Land $120,200 Building $146,900 |
| 2024 | $15,881.00 (+5.17%) | ||
| 2023 | $267,100 Land $120,200 Building $146,900 | $267,100 Land $120,200 Building $146,900 | |
| 2022 | $15,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 413 (1978–2024) |
| Claims Outside the SFHA | 22 of 413 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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